8654 Coral Reef Way Panama City Beach, FL 32413
Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Alisa Walley, Coldwell Banker Realty

  8654 Coral Reef Way Panama City Beach, FL 32413

Active (1 Days)
$399,000 (USD)
2
BED
2
BATH
1,308
SQFT

Description

EXEMPT FROM THE WAIT TO BUILD: Welcome to 8654 Coral Reef Way, a pristine, turn-key ''Camellia'' floor plan from the highly sought-after Conch Cottage Collection in Latitude Margaritaville Watersound. This masterfully curated home offers immediate occupancy and features nearly $55,000 in premium interior and structural upgrades. Positioned inside a premium 55+ active-adult community, this open-concept layout showcases seamless luxury vinyl plank flooring, soft coastal-inspired color palettes, and impact-rated windows and doors for optimal peace of mind. The gourmet kitchen is anchored by a custom extended quartz island, 42-inch upgraded cabinetry, and Whirlpool® stainless steel appliances. The primary suite delivers a spa-like retreat with dual vanities and a frameless glass walk-in shower, complemented by a versatile secondary bedroom ideal for guests or a dedicated home office. Step out to the screened-in porch to enjoy the coastal breeze, or utilize the pristine, epoxy-coated garage. Located in a preferred X Flood Zone with NO CDD fees, the property features a high-efficiency Carrier® HVAC and a Rinnai® tankless water heater. The monthly HOA comprehensively covers landscaping and exterior maintenance, unlocking a zero-chore lifestyle. Walk, bike, or golf-cart to the premier Town Center amenities, including the Paradise Pool and cabanas, live music pavilion, Fins Up! Fitness Center, pickleball courts, and the signature Latitude Bar & Chill. EXEMPT FROM THE WAIT TO BUILD: Welcome to 8654 Coral Reef Way, a pristine, turn-key Camellia floor plan from the highly sought-after Conch Cottage Collection in Latitude Margaritaville Watersound. This masterfully curated home offers immediate occupancy and features nearly $55,000 in premium interior and structural upgrades. Positioned inside a premium 55+ active-adult community, this open-concept layout showcases seamless luxury vinyl plank flooring, soft coastal-inspired color palettes, and impact-rated windows and doors for optimal peace of mind. The gourmet kitchen is anchored by a custom extended quartz island, 42-inch upgraded cabinetry, and Whirlpool® stainless steel appliances. The primary suite delivers a spa-like retreat with dual vanities and a frameless glass walk-in shower, complemented by a versatile secondary bedroom ideal for guests or a dedicated home office. Step out to the screened-in porch to enjoy the coastal breeze, or utilize the pristine, epoxy-coated garage. Located in a preferred X Flood Zone with NO CDD fees, the property features a high-efficiency Carrier® HVAC and a Rinnai® tankless water heater. The monthly HOA comprehensively covers landscaping and exterior maintenance, unlocking a zero-chore lifestyle. Walk, bike, or golf-cart to the premier Town Center amenities, including the Paradise Pool and cabanas, live music pavilion, Fins Up! Fitness Center, pickleball courts, and the signature Latitude Bar & Chill.

MLS #:
794868
Taxes
$3,169(2025)
Lot Size
3,920 SQFT
Type
Single-Family Home
Year Built
2023
Style
Coastal
County
Bay County
Community
Latitude at Watersound

Listed By

Alisa Walley, Coldwell Banker Realty
Source
CENTRAL PANHANDLE
Last checked Sep 2 2026 at 11:07 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Gas Oven
  • Gas Cooktop
  • Gas Range
  • Home Theater
  • Walk-In Closet(s)
  • Double Vanity
Subdivision
  • Latitude At Watersound
Lot Information
  • Paved
  • Sprinkler System
Property Features
  • Foundation: Slab
Heating and Cooling
  • Electric
  • Central
  • Heat Pump
  • Central Air
Pool Information
  • Community
Homeowners Association Information
  • Dues: $341/Monthly
Exterior Features
  • Roof: Shingle
  • Roof: Composition
Utility Information
  • Utilities: Electricity Available, Cable Connected
  • Sewer: Public Sewer
School Information
  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold
Parking
  • Gated
Location
   
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Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/2/26 16:07